Understanding Liquidity vs Cash Flow: A South African Business Guide
Running a small business in South Africa brings unique financial challenges: from delayed payments to load-shedding disruptions. Two financial concepts—liquidity and cash flow—can make or break your operation. Knowing the difference and actively managing them is vital for your business to survive and thrive. This guide breaks these concepts down clearly, explores how to measure […]
10 Reasons Why You Need a Business Plan — South Africa Edition
Starting a business in South Africa is full of promise—from the vibrant urban markets to untapped opportunities in townships and rural areas. But making it survive and thrive demands more than hustle—it calls for a clear roadmap. A business plan is essential for translating your vision into action, especially when navigating local terrain like funding […]
Proforma Invoice: What It Is & How to Use It—South Africa Edition
When you’re navigating client agreements or preparing for transactions—especially those involving international shipping or advance payments—a proforma invoice becomes a powerful tool. It gives clarity, builds trust, and lays the groundwork for smooth delivery and payment. In this guide, we’ll explain what proforma invoices are, how they differ from standard invoices, when to use them, […]